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By: Ikedi Ani-Okoye

Alberta Credit Counseling's History and Services Explained?

Alberta Credit Counseling or CCSA Credit Counseling Services of Alberta was established in 1997, through the joint efforts of the Government of Alberta and stakeholders from financial institutions, educational institutions, professional associations and the community.

Alberta Credit counseling’s original mandate is to be the exclusive provider of the Orderly Payment of Debts program (an alternative to bankruptcy) to Albertans.

Alberta credit counseling is a non profit organisation helping people with credit problems.

Alberta credit counseling can help manage your debt and even help rebuild your credit.  Albert credit counseling has a sole purpose of serving Albertans.  Albert credit Counseling service has been trading for 10 years, they have a very extensive debt management program for individuals.

Alberta credit counseling also have programs that help companies aswell.

Alberta credit counseling steps are as follows-

1-take some simple practical steps ,e.g cutting the amount of coffee you drink, for instance one less coffee can save you $25-30 a month

2-Albert credit counselling will tell you to explore repayment options – this program will aim to reduce your interest rate to 5% and have you payed up within the specified time

3- And  finally create your own strategy Alberta credit counseling  has many tools to help you for this step, they include

A. Free Debt Management Seminars

B. One on One Services- Alberta credit counseling has a money mentor program that offers counselling to help you manage your money better.

C. Debt Management Resources  - Alberta credit counseling will provide you with the following tip sheets in the form of questionnaires if you call them on there toll free number or from a website.

10 tips for pain free saving

Debt handling strategies

Power pay your debt away

Stretch your dollar

Trouble with debts

Ten basic Rules of Money management

Budgeting on roller coater income

Take a Bite Out of Your Grocery Bill

If you are still unsure about using you can call them and have speak to one of the Alberta credit counseling team, who will be more than happy recommend a plan to cater to an individual or businesses personal situation.

Additional resources Alberta credit counseling provide are help with everything from educational resources, legal issues to bankruptcy.

So if your Albertan let Alberta credit counseling help you  with all your financial needs If you don’t want a fully comprehensive debt management service and would prefer to organize you self the Credit Secrets Bible is a great source of information.

Alberta Credit counseling office hours are 9am to 5pm Monday to Friday